CB hunt down risky banks

The Bank of Russia is considering raising standards for individual banks that risky business. Increase can affect the capital adequacy ratio (N1). At the same time, the Central Bank is ready to soften the total new capital requirements that come into force in July.

As the first deputy chairman Alexei Simanovsky, Bank of Russia does not rule out the introduction of individual standards for banks that have taken the increased risk. He said that while the proposal is discussed regulator, the final decision is still pending.
... - The liabilities of the Central Bank determines the aggressive growth of the rates on deposits to assets is more complicated ... According to Alexei Simanovsky, if signs of aggressive growth regulator will look at how the reservation, what is the level of the delay in the bank. Central Bank will also pay attention to how the bank reflects your business in the financial statements is not trying to somehow hide substandard loans.
If the appropriate analysis will show that the bank can be a problem for the credit institution can be set higher standards. The size of the coefficient for such ... ... According to him, a group of risk-taking can get the loan portfolios of banks that focus on specific industries, and loans to owners.
Such an approach seems reasonable, said BDO partner Denis Tarada. ... Tightening on capital will be even more severe measure than raising reserve requirements ...
At the same time, the regulator is now considering the possibility of a general softening of new capital requirements for the 110th CB instructions ... In July, will come into force new rules on the calculation of capital: higher rates will apply to transactions with offshore companies, loans for the purchase of securities and a number of other transactions. ... The exact rules have not yet been approved. The decision whether or not to change the user will be taken in a couple of months ...